Chevy Finance 101: How to Get Pre-Qualified

Getting pre-qualified for Chevy finance gives you a clear picture of what offers are available and what your budget is like, letting you go car shopping with extra confidence. Now, thanks to our online application, applying for pre-qualification is easier than ever. Learn how to get started below.

Applying for Pre-Qualification

With our online application, you can find out if you pre-qualify for a new car from the comfort of your living room. Use our online application and fill out any credit history information or log in with your Capital One® account to fill out information automatically. Our application does not affect your credit score, so there’s no downsides to applying.

Improving Your Credit Score

If you weren’t pre-qualified for the car you have your eye on, there are ways to improve your credit score. Any recent debt payments may not show up on your credit history yet, but you can bring receipts or other documentation in to show your financial health. Saving up for a bigger down payment may also help you qualify for more favorable terms.

Adding a Co-Signer

Applying with a co-signer can make it easier to get pre-qualified, but make sure you’ve discussed the downsides with your co-signer. Any missed applications will show up on both of your credit history reports, and since missed payments stay on your record for up to seven years, it can be a major commitment. Talk with your co-signer about what you will do if you’re unable to keep up with the payments.

Get Started with Chevy Finance in Lake City, FL

Pre-qualifying for financing with our online application makes it easier than ever to find your next exciting drive. Once you’ve applied, visit us at Rountree Moore Chevrolet and take any of our new Chevrolet cars for a test drive today!